Mortgage guidance should feel personal, clear and strategic.
Carlos Cartagena Quintana and Karen Greifenstein work as a husband-and-wife mortgage team focused on education, clarity, bilingual service and long-term relationships.

Hi, I’m Carlos.
Puerto Rican roots. Tampa Bay is home. Outside of mortgages, I enjoy weightlifting and time with my wife, Karen. Family and community are a big part of my life.
When we talk, I want to get to know what matters to you, too. We’ll work through your questions, compare your options, and build a plan you understand.

Hi, I’m Karen.
Carlos and I are a husband-and-wife team. We work together at Costa del Sol Mortgage Team, helping you navigate your next move in English or Spanish.
Karen brings a client-centered approach to the mortgage process, helping families feel informed and supported from the first conversation through closing.
Loan originator information
Carlos Cartagena Quintana
Mortgage Loan Originator · NMLS #2036551
Florida Mortgage Loan Originator License #LO81130
Licensed in Florida and North Carolina, as listed on Carlos’s Edge Home Finance profile.
View Carlos’s Edge Home Finance profile
Karen Greifenstein
Mortgage Loan Originator · NMLS #2639612
Edge Home Finance, LLC
Company NMLS #891464
Mortgage broker services are offered through Edge Home Finance, LLC. To review individual license details and current status, visit NMLS Consumer Access and search the individual NMLS number shown above. Services are subject to applicable company and individual licensing.
