How much assistance can I receive?
As checked October 1, 2026, Pasco lists maximum assistance of $65,000 for its very-low-income tier and $50,000 for its low-income tier, with a $330,000 eligible purchase-price ceiling. A published maximum is not your approved amount or a funding reservation. Use the current county page linked below and request confirmation for your household and purchase. Costa del Sol’s participation in a specific assistance program must also be confirmed.
Do I have to repay the assistance?
Pasco describes assistance through a second mortgage with program-specific repayment, deferral and conditional forgiveness provisions. Ask what happens if you sell, move out, rent the home or transfer ownership. Read the actual documents before accepting assistance; do not treat it as unconditional free money.
What credit score do I need, and can I use FHA?
Ask the participating lender to identify the requirements for both the first mortgage and the assistance program in writing. Do not rely on one credit-score number from a search result. Confirm the proposed loan combination, borrower contribution, education steps and documentation before choosing a closing date.
Can I use assistance in Wesley Chapel or Zephyrhills?
Check the exact address and property type with the program administrator. A city name does not establish eligibility. Prepare a question sheet with the address, intended occupancy, household size, purchase price and target date; share private financial records only through approved secure channels.
Sources & next steps
Sources checked October 1, 2026. Confirm current terms, property eligibility and program availability before making a financing decision. This is educational information, not a loan approval or commitment to lend.
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